As your technology partner we provide:

As your tech-savvy payments partner we realize that you may already have card and other payment solutions in place. Our role is to provide you with a platform for card present and card not present payments to automate your card boarding process and adding a real-time payments (RTP) option. It will also lets you offer fully integrated ACH (including same-day) and Remote Deposit Capture (RDC) - all on your own branded platform.

You can go live in minutes to deliver and manage feature-packed card, ACH, RTP and RDC (desktop and mobile) payment solutions for your new and existing merchants. So upgrade the payments technology you offer and keep what you have today while adding powerful award-winning solutions, marketing assets, and service support.

"A Real-Time Payment (RTP) lets you move funds from one bank account to another account at a completely different bank, for a flat fee and in about a second...."

Credit Cards, ACH, RTP and RDC

More and faster ways to accept and make payments

You can provide your merchants with one or all of the following payment options: A full list of terminal and POS options (for card present), and for CNP a full line up that includes online forms, mobile, text, email, virtual terminal, 800# by phone (IVR), shopping cart checkout emulation and Remote Deposit (RDC) for enterprise or SMB merchants.

Online Forms

  • Rapidly create payment forms
  • Add fields for custom forms
  • Two payment page options
  • Emails customer receipts
  • No technical skills required
  • Simplify online payments

Pay by Text

  • Ideal for invoicing or donations
  • Payments via wallet (card or ACH)
  • 130 characters in message
  • Send one or many
  • Loads from contacts
  • Includes immediate receipt

Mobile App

  • Use iOS & Android devices
  • Add custom fields
  • GPS to retrieve amount due
  • 'look-up' retrieves amount due
  • Add custom fields to reporting
  • Emails customer receipts


  • Use your preferred shopping cart
  • Easy Authorize.Net emulation
  • Credit card and ACH payments
  • Secure payments (EV 256 SSL)
  • Manage orders, tax, and shipping
  • Manages PCI & NACHA compliance

Virtual Terminal

  • Create custom virtual terminals
  • Connected to your contact list
  • Plug-Ins for Swipe, Pin & Signature
  • Optional grace period
  • Reports include custom fields
  • Emails customer receipts

Accept Email Payments

  • Unlimited email templates
  • Send one or thousands at a time
  • Integrate or import A/R data
  • Supports virtual file attachments
  • One-time or recurring payments
  • Emails customer receipts

Send Email Payments

  • Add profile to create a payee
  • Customize payee email message
  • Creates approved 'check on file'
  • Reports EFT or mailed payments
  • Mailed checks include a QR code
  • QR links to check validation page

IVR Payments

  • Sets up in minutes
  • No equipment required
  • Easy for customers
  • Accept credit card & ACH
  • Open 24/7/365
  • Toll Free Number

Remote Deposit Capture (RDC)

  • Desktop and mobile capture with automated payment posting saves hours weekly
  • Advanced image and character capture and entry makes no client data input required
  • Returns come back into automated recovery or collection in as little as 48 hours
  • Dramatically reduces returned check fees and recovers funds faster
  • Deposit and returned item reconciliation is greatly simplified
  • Real-time split pay and flexible import file fit most vertical and accounting software

Our innovative solutions are ideal for B2B, education, municipalities, utilities, insurance companies, medical and many other types of organizations to instantly improve their payment acceptance.


We are excited to work with linked2pay as a partner in the delivery of real-time payments. The consolidation of risk-management and payment solutions on the Bank Centric Payments platform is ideal as a host environment. It gives our mutual bank and channel partners an extraordinary Real-Time and ACH value package as they promote faster payments.

Travis Dulaney CEO of Push Payments

Simplifying the adoption of payments as a service is critical for financial institutions to remain competitive in the future. A bank-centric approach solves the problems and complexity of putting the systems in place for all parties in the payment process to access the tools and solutions they need in a scalable manner, Pirnie said. "A single, fully integrated platform can replace what would normally require three vendors and an integrations project in order to launch.

Rayleen M. Pirnie Owner of RP Payments Risk Consulting Services, LLC

Now any merchant who uses Salesforce and Bank Centric Payments can connect the two in just a few clicks, enabling real time payments, recurring billing and payment link emails directly from where their customer data lives.

David Hecht Co-Founder of AppFrontier
SOC logo

The security of your data is of paramount importance to linked2pay. Our 15 year history of commitment to the controls that secure client data is further demonstrated by our successful completion of the Service Organization Control (SOC 1 and 2 Type II) audit. The report serves as a detailed confirmation of our internal controls for processing services, and supports our commitment to meeting regulations, standards, and specific set of criteria as established by a widely recognized and trusted authority.


Real-time payment options comes to Bank Centric Payments

When the payment needs to happen NOW

As there is more and more adoption of faster payments, businesses are looking for the best ways to deploy solutions in a manner that they can easily fold into their organizations. The collaboration of linked2pay and Push Payments gives banks, resellers and businesses easier access options to adopt a complete and compliant, bank integrated payment solutions platform.

Same Day ACH with award-winning delivery

Helping merchants get paid faster

We make it easy to offer your merchants Same Day ACH in a way that assures a secure, high-quality delivery of this in-demand payments option.

It starts with our merchant online registration which includes Same Day ACH as an option. A 'My Balance' feature provides confirmation prior to sending an ACH credit. You can send a payment via email or through Virtual Terminal (up to $25,000.00 per transaction). Security features include pin protection that limit access or use of Same Day ACH feature.

Automated Approval and On-boarding:

Streamline on-boarding to help merchants get setup quickly

As a merchant registers online the information they provide is validated and if they score in accordance with the automated acceptance criteria set by the ODFI they are approved and on-boarded. This level of service reflects positively on our partners by delivering a more convenient experience for merchants.

Merchants that score below the automated acceptance criteria set by the ODFI will be prompted to provide additional information, still in a paperless manner.

I had heard that an ACH payments Auto Approve feature was being added to the platform to make it faster and easier for our merchants to apply for service online. Little did I know I'd be the first sales person to witness it happen in the field. My merchant completed the registration, clicked submit and immediately got a welcome email so they could login and start accepting ACH payments. It was simple and impressive to say the least.

Jim Malcolm Veritas Payment Advisors

"A bank-centric approach solves the problems and complexity...

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